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  • Are there options to complement CPF life for my retirement? Click here!

    CPF life payout is a national insurance annuity scheme whereby you will start receiving money from your CPF savings at the age of 65 onwards. When you reach 65 with a minimum CPF savings of S$60,000, you will be automatically enrolled.  Are there options to complement CPF life for my retirement? Click here! Brought to you by: Raymond Wong Content written by: Raymond Wong Last Updated: 8 June 2021 at 4:20:55 am Say Hello Article Awareness Say Hello Share with someone you care ! CPF life payout is a national insurance annuity scheme whereby you will start receiving money from your CPF savings at the age of 65 onwards. When you reach 65 with a minimum CPF savings of S$60,000, you will be automatically enrolled. Based on research conducted across Asia, most people overestimated their retirement funds and realised they have depleted it half way during their retirement. This becomes an issue because they have to worry about finances during retirement. So, what are 2 questions that you should be asking about retirement and how can we address them? Let’s find out! Question 1 - How much money do I need to retire comfortably? What is your definition of a comfortable retirement? Do you only want to have a basic income just to survive 3 meals a day? Or, do you fancy more; such as giving extra pocket money to your future grandchildren, buy gifts for your friends and even traveling. What about medical cost? So, what is considered enough? Based on Singstat (click here) , an average monthly household expenditure for age 50-59 is about S$4837 and S$3,586 for those above 60. This is really high! Besides, this data is compiled in 2016. Imagine factoring inflation each year at 2% for 20 years, this amount can easily hit above S$6,000. Question 2 - Is the payout of CPF life enough for me to retire? Imagine you place in S$60,000 at age 65 in year 2035, based on the estimator provided from CPF (click here ), you will be expected to receive an estimate monthly of S$530 to S$600. Will this be viable for your monthly living 20 years later? Now, what if you wish to have a monthly payout of around S$3,000? You will have to place in around S$400,000 to S$510,000 at age 65 in year 2035. Will you be having this amount in your CPF savings? Given this scenario, if you need at least S$3,000 per month, with CPF Life providing you with a minimum of S$600, what can you do to achieve the remaining S$2,400 for your retirement paycheck? 1) Start your retirement plan early Planning comes from understanding and it is essential you have an aim what you wish to do during retirement. What kind of lifestyle do you wish to live? How much money is enough for potential future medical bills? You can start by identifying the percentage of unnecessary expenses that you spend monthly. You should also identify bad debts that fall in value the moment you purchase them. These items will not be useful and the monies can then be reuse into your retirement plan which we will discuss in the next section. However, before this, it is important you should have a proper protection plan to keep your fixed income stable in the event that your health forbids you to work anymore. 2) Select an appropriate instrument Depending on your risk appetite and personal preferences, there are multiple instruments that you can consider for your retirement plan. There are two forms of income engines, the fixed income (employment or business income) and the passive income; which in our case, investment. The investment plan that you decide should beat the rate of inflation and maximise your earnings across time. Here are 4 types of policies you can consider; i) Dollar Cost Averaging DCA If you wish to have a stable investment return of around 3% to 5% per annum, dollar cost averaging may be an instrument you can consider. This instrument is a monthly plan and is suitable to take up if you do not have a huge sum of money and not to worry about market volatility. This plan is recommended for a duration of 10 to 15 years in order to see good returns. Therefore, starting young is important! ii) Lumpsum investment If your risk appetite is larger, and intend to have around 6% to 8% per annum, you may consider lumpsum investment or some may call it, Allocation. In this case, it is important to ensure there is a regular rebalancing of your portfolio to keep up with market volatility. iii) Mixture of DCA and lumpsum investment A good mix of both dollar cost averaging and lumpsum investment can be a good way to diversify your portfolio and enjoy the best of both worlds. iv) Premium financing You can also consider premium financing if you have a larger sum of more than S$45,000 looking to invest. This plan allows you to leverage by investing with a higher premium policy but with a lower initial down payment. For example, you sign up a S$350,000 investment plan, your initial down-payment will be S$100,000 and the rest will be co-share with the bank. Depending on your preferences, after the end of the policy, you may choose to receive payout from your investment or to continue to earn the interest. 3) Government-Supported Policies As we are moving towards Ageing population, the Singapore government is providing more support to help you retire early and help with your fixed income in the event of mishap. Here are 2 areas you may consider; i) Supplementary Retirement Scheme (SRS) You may consider allocating a part of your annual income to Supplementary Retirement Scheme (SRS) to enjoy tax rebate. However, the interest is 0.05% and you can only withdraw after 10 years from the date of your first penalty-free withdrawal which is at age 62. The maximum annual sum to place into SRS for Singapore citizen is S$15,300 and S$35,700 for Foreigners. You may consider this plan to achieve a double-win in savings for your retirement and from your tax contribution. To know more, you can click here . ii) Care Shield Life Care shield life previously also called Elder shield is a long-term insurance scheme devised to provide for Singaporeans citizens and PRs who are 30 years and above with a basic S$600 monthly support in the event that they are severely disabled. All Singaporean citizen will be automatically enrolled into this policy once they turned 30 and their premiums will be deducted annually via MediSave. The amount deducted starts from around S$250 per year from age 30 and increases to less than around S$500 when you reach age 67. However, a basic monthly support of S$600 might not be enough to help out with your fixed income in the event of mishap. Hence, Care Shield Life Premium can be considered where most of the annual premium can still be deducted via Medisave with some amount payable by cash. To calculate, you can visit here If you are confused with too many terms, plans and policies, find that calculation is a headache, and wish to seek advice from a knowledgeable perspective to enhance your retirement plan, you can contact Raymond Wong here . Raymond has help over 800 clients to plan their finances and also appeared in various media channels such as Straits Time, Hello Singapore and money week providing financial insights. Here a few testimonials; Testimonial 1 I have known my financial consultant Raymond Wong Chung Shun for several years and find him helpful, knowledgeable, competent and fast to respond to my financial needs. He is also able to provide sound and professional financial advice for me and my family and review my existing protection and investment portfolio to provide an efficient and comprehensive financial plan to benefit me more and to my best interest. I would also recommend Raymond to anyone who likes to receive excellent and impartial financial planning strategies with the best of breed solutions from various insurers and fund houses to achieve financial independence for their future as well as lifetime financial security and success. Ms Leong Head of Finance, CPA Testimonial 2 We find our financial consultant, Raymond Wong Chung Shun, friendly and helpful and knowledgeable on the financial plans that we need. Compared to our past experiences with others whom we have engaged previously, Raymond is always not aggressive and always listens to our needs. We would also recommend Raymond to anyone who likes to plan for financial success and achieve financial independence. Mr Ho & Mrs Ho Director, Business Owner and Former Head of Operation Testimonial 3 Raymond is a sincere, thoughtful and professional consultant. He provides sensible advice for me based on my personal preference for wealth planning as well as my current financial status. I would strongly recommend Raymond to others. Miss Jiang NTU Professor You may also like Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

  • Interviewing process (Recruiter)

    The interviewing duration is generally kept within half an hour for both remote and non-remote interviews. My agendas for the interview are; Interviewing process (Recruiter) Brought to you by: WE Development Content written by: WE Development Last Updated: 9 June 2021 at 2:42:16 am Say Hello Article Job Process Say Hello Share with someone you care ! We will usually do the first round of interview before referring to the hiring manager. The interviewing duration is generally kept within half an hour for both remote and non-remote interviews. My agendas for the interview are; Step 1 – Allow candidates to share how they can align to our job role as per the description given to them. This will provide me with some understanding of whether the person is qualified for the position. Step 2 – I will ask scenario-based questions to pick up personality nuances of whether this person has the right soft skills. For example, logical thinking, command of the language, articulation of tone, stubbornness, and resilience. Step 3 – Identify salary requirements, notice period, availability, and visa status of the candidate to ensure they align with our hiring requirements. This information will allow the hiring manager to make better decisions on candidate selection. Step 4 – Before ending the interview , I will make known to the candidate that there will be further interviews with our hiring manager if they are shortlisted. I will also reveal the number of interview stages required before a candidate is hired for that particular job role. Step 5 – I will note my observations in the Applicant Tracking System and propose at least three candidates for my hiring manager to select. Suppose I feel that the candidate is qualified and someone “Very Wanted” , I will notify my stakeholder and convince them with reasons even if we need to apply for a work permit or VISA. For further stages of the interview , I may occasionally be required to sit in to help facilitate the interviewing process. You may also like Managing multiple accounts (Recruiter) Acquire and post job description (Recruiter) Interviewing Skills (Recruiter) Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • Interior Product Designer

    Interior Product Designer job introduction We design, fabricate and help complete interiors product for our clients. Our ability to foresee and resolve design issues is very required. Communicating technical ideas clearly and working cooperatively and empathetically with internal and external customers is an essential skillset. Our performance is evaluated based on the number of projects we handle, project difficulty, and how satisfied our clients are . You should also be very careful when doing manufacturing as any careless and lacklustre mistakes done may cost a hefty sum to rectify. The cost of rework will affect your appraisal negatively. You will need to possess at least a diploma in industrial design or related product design courses . Those who are experienced in the design and manufacturing industry may be accepted depending on your portfolio. skillsets useful for you Adobe Photoshop (Basic) Task Delegation Read basic electrical engineering drawings Read basic mechanical drawings Supplier Management good practices you should know Coordinating product testing (Interiors) Graphical Presentation (Products) Product Design (Interiors) pro tips premium content coming up soon, stay tuned! related events Miaja Design Group Networking Singapore Furniture Industries Council (SFIC) search related job Get a Product Designer job today! start my dream job! Get a Product Designer job today! start my dream job! you may also like Mechanical Design Engineer (Robotics) Financial Advisor Field Service Engineer (Lighting System) disclaimer As much as we did our best to present you with the most accurate description of this job, there lies a possibility of variation with the actual one we might not capture. Hence, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • How Zara is slowly recovering from CV19's impact

    Zara is recognised as the world’s largest clothing retailer. One of eight famous brand under Inditex. How Zara is slowly recovering from CV19's impact Brought to you by: WE Development Content written by: JP Tan Last Updated: 9 June 2021 at 2:58:26 am Say Hello Article Case Studies Say Hello Share with someone you care ! Zara is recognised as the world’s largest clothing retailer. One of eight famous brand under Inditex. If you are unaware, “Zara changes its clothing designs every two weeks on average, while competitors change their designs every two or three months” as quoted from SCM globe . This fast adaptation allows Zara to effectively handle supply issues that clothing retailers always face, which is the oversupply of clothing that customers are not interested in and undersupply of clothing customers are interested with. With Covid19 haunting business globally, Zara also restrategise themselves. Using WE Development's Demand-Supply Improvised (DSI) model , let us look at how Zara implemented positive change! 1) How Zara manage their supply issues 2) How Zara restrategise their transaction model amid Covid19 1) Reflected in DSI model - Supply First, Zara’s vast experience in the clothing industry allows them to identify that fashion is fast-changing. Therefore, whoever reaches their market fast, with quality, and affordable wins the race . This makes it difficult to predict the most viable clothing for sales. The only way is to manufacture more in variety and control the production rate quickly whenever demand decreases or increases. Second, Zara has contingency plans for their supplies . When undersupply, Zara’s famous in-house supply chain, “The Cube” can quickly accelerate production rate to meet demands. When oversupply, Zara will run clearance sales or donate them. However, it is known that the clothing industry usually destroys unsold goods , which have caused an uproar by environmental activists. To address this issue, Zara also plans to refine its approach by implementing plans that we will discuss in the next point. Third, for continuous improvement with their oversupply issues, Zara has rolled out plans to achieve 100% sustainable fabric by 2025, as reflected in their official announcement . 2) Reflected in DSI model – Transaction First, Zara has identified that Covid19 has caused retail sales to drop significantly. Furthermore, with rental and salary to pay, a total net loss of US465 million was seen in its first quarter of 2020. The transaction model in the retail store is not viable as Covid19 has not yet subsided globally. Second, to curb further losses , Zara has publicly announced their losses and intention to close half of its stores reported by Bloomberg in March 2020. This change is a massive leap as Zara is known to make most of its retail sales before this pandemic. Third, right after their announcement, Zara acted swiftly. In June 2020, it has officially announced the closing of 1,200 stores worldwide, including Singapore. Knowing that jobs will be lost, Zara has communicated that they will protect their staff by offering job roles to handle and dispatch online purchases as reported in Straits time. Numbers are, however, not specified. As a viable stepping stone, Zara will now focus on their online sales as a transaction with their consumers. Ever since then, stocks of Inditex (Zara's parent company) has seen slowly recovering. Gentle Note If you wish to know more about how DSI model can help you, book a consultation with us here today! Our references: https://www.forbes.com/sites/kevinomarah/2016/03/09/zara-uses-supply-chain-to-win-again/#4fbd31b21256 https://www.scmglobe.com/zara-clothing-company-supply-chain/ https://www.bloomberg.com/news/articles/2020-03-18/inditex-writes-down-spring-summer-inventory-postpones-dividend https://www.inditex.com/documents/10279/249245/Dossier_JGA_2019_EN.pdf/1664de2f-ca77-3a40-2b78-cace74c06c82 https://www.straitstimes.com/lifestyle/fashion/zara-owner-to-close-1200-stores-globally nessinsider.com/mcdonalds-china-food-supplier-scandal-2014-7 https://money.cnn.com/2015/07/23/investing/mcdonalds-earnings-sales-down/index.html You may also like How McDonalds recovered from the food scare in 2015 How Nestle develop the InGenius program for business growth? How Philips recovered from US1.3 Billion losses Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • Managing social media

    Utilise graphic design software such as adobe photoshop, illustrator and Canva to create and design content for posts on Facebook and Instagram. The purpose behind posts include; Managing social media Brought to you by: WE Development Content written by: WE Development Last Updated: 9 June 2021 at 2:44:33 am Say Hello Article Job Process Say Hello Share with someone you care ! Identify critical factors influencing the effectiveness of a marketing campaign. Then, propose ways to enhance our strategies and increase productivity. 1) Utilise graphic design software such as adobe photoshop, illustrator and Canva to create and design content for posts on Facebook and Instagram. The purpose behind posts include; i) Introducing new offers, products, and updates ii) Advertising upcoming events to educate visitors iii) Prize-driven events where visitor stands a chance to win something from us 2) Be able to use social media tools to measure the company's marketing performances . This includes identifying location, industry, age, gender, range of target audience, and other popular categories. This helps us to design marketing campaigns that could replicate and attract similar visitors to the site. Key activities conducted are; i) Assessing what makes a marketing campaign good or bad ii) Plot charts to observe and profile target audience iii) Identify key methods that perform well in marketing campaign 3) A marketing campaign will be useless without good customer service . We will interact with customers by resolving their enquiries within a given time frame. We will reply to them in the post, and if necessary, for further details, we will direct them to private messaging. To improve efficiencies, we will identify common questions that arise and if possible, direct users to FAQ and chatbot before escalation to a manual reply. This will reduce the workload significantly. 4) Understand ROI (Return of Investment) , by comparing how much money is spent versus how much money is earned from the marketing campaign. This gives us confidence in advising marketing costs that can generate the desired result. 5) Depending on the company's size and budget, we may outsource some or even all of our social media management to an external vendor. This will allow us to focus on other more important areas of work that requires our presence. You may also like Adobe Photoshop (Basic) Adobe Photoshop (Basic) Marketing for apparels (Fashion) Planning for marketing strategy Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • I feel like committing suicide, what should I do?

    The burst's cause is due to multiple large holes at the top of my right lung, and I have to go through an operation to prevent it from collapsing again. After the operation, the doctor warned me about the possibility of my left lung bursting as well. Since then, I started to worry every night, I have fears, but I do not know who to speak to, and slowly, I developed depression. I feel like committing suicide, what should I do? Brought to you by: Lee Mcking Hypnotherapy Content written by: Lee McKing Last Updated: 9 June 2021 at 2:56:48 am Say Hello Article Step-By-Step Say Hello Share with someone you care ! Why suicide became your option? 1) Clueless - Are you clueless that you needed help? 2) Helpless - Are you helpless because you are not sure where and how to get assistance from? 3) Social Stigma - Do you fear social stigma as people may ridicule you of your mental health? 4) Love - Is this because that your loved ones aren't treating you well? My personal experiences I nearly died in days or even minutes when my right lung burst in my sleep. The burst's cause is due to multiple large holes at the top of my right lung, and I have to go through an operation to prevent it from collapsing again. After the operation, the doctor warned me about the possibility of my left lung bursting as well. Since then, I started to worry every night, I have fears, but I do not know who to speak to, and slowly, I developed depression. I have thoughts of suicide and am contemplating. I thought of different killing methods, but I realized I would either look ugly or end up in an even worst state if I failed. I do not want my family members to be sad. I still have friends and people who care about me. I did not notice that I am suffering from suicidal thoughts for so long. Why didn't I realized my change of behaviors? Why didn't I tell anybody about my thoughts? Why am I suffering silently alone? This may also be the same process you are facing now. You are confused. You are not sure who to tell. You feared that instead of help was given, and you might get ridiculed or criticized. You felt helpless. How can I seek help? Step 1 Stop suffering quietly and recognise this is an issue that you shouldn't see lightly. Step 2 Ask yourself, who can I trust? Who can I speak comfortably to and share my worries with? Is this a family member or a close friend of mine? Step 3 If you feel that your loved ones are able to hear you out and help you, speak to them. If you wish to avoid letting your family and friends know about it first, you may consider seeking professional help. You can do so by emailing or calling to enquire how they can help you. They should help you identify what is happening to you and must allow you to feel better. If speaking to your family members was ineffective, you may also consider getting professional help as well. Never suffer alone! Step 4 Once you feel better, let your family members and friends know of your situation if they don't know. You will need to explain clearly why and how you are suffering all this to avoid assumptions. Remember, during difficult times, suicide is never the best form of escape. This is pushing of responsibilities to the ones left behind. For professional help, you can message Lee Mcking by clicking here ! You may also contact the following to seek help. i) Samaritans of Singapore (SOS) - 1800-221-4444 (24 hours hotline) ii) Singapore Association for mental health. (SAMHO) - 6389-2222 (24 hours hotline) iii) Institute of mental health - 1800-283-7019 iv) Tinkle Friend (For primary school children) - 1800-274-4788 Testimonials I came to see mcking for an issue that had tormented me emotionally for more than 20 years. I really needed to resolve it or I wouldn’t be able to move on. The session was amazing. McKing guided my unconscious mind to the root cause and dealt the issue from there. I could feel the difference (almost immediately), the mind is now quiet, clear and sharp, there was no turmoil. As the days passed, I can notice the powerful change inside out. My consciousness, awareness and thought patterns now process differently, naturally. How the power of the mind works is astounding. You are doing amazing work, McKing! bf, 49 female, Singaporean Chinese Recently I am quite anxious and worried. I decided to try McKing service. Within minutes of chatting he already start digging out what I am worried about and cleared it. The Purpose is found and the anxiety is gone. Another amazing experience is that during the session, McKing make my recovering fractured ankle lingering pain went away in a few seconds to help me heal faster. Thank you McKing for the such a wonderful session. Wish you can help more people with your skill and a great success in your practice of Hypnosis, and lifting more lives as you can. SN, 46 Male, Singaporean Chinese Contact Lee McKing today if you need help! Click here! You may also like Am I in a toxic relationship? Click to find out more! I think my loved one is suicidal. How can I help? RISE to your highest heights! Here's 4 steps to start! Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

  • Electrical Troubleshooting

    It can be frustrating when troubleshooting electrical components. Here are a few checklist you can consider to get your job done! 1) It is important you understand the circuit before troubleshooting. Acquire relevant circuit diagrams or seek help from subject matter experts. Electrical Troubleshooting Brought to you by: WE Development Content written by: WE Development Last Updated: 9 June 2021 at 2:53:42 am Say Hello Article Job Process Say Hello Share with someone you care ! It can be frustrating when troubleshooting electrical components. Here are a few checklist you can consider to get your job done! 1) It is important you understand the circuit before troubleshooting. Acquire relevant circuit diagrams or seek help from subject matter experts. 2) Do you understand the purpose of the component ? It is also important you understand the functions of the electrical components so you can trace the problems easier. 3) Use multimeter to test connectivity if the wire/cable is connected. 4) Use multimeter to test connectivity if there is any fuse blown. 5) Always check to ensure if there are any disconnection in any of the wirings . You can look for the location of the connectors and start tracing from there. 6) It is advisable to hold the wire/cable near the connector and shake it to ensure there is no loose or partial connections. Use multimeter to test connectivity after shaking. 7) Always check if any wires/cables have snapped, pressed, kinked, cut or even wired wrongly to other components. Don't forget, always wear protective gear before attempting any work! Your life is more important than your work! You may also like Teamwork as a manager Networking (Non-Sales) Managing expectations of customer as an Engineer Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

  • Unsure about which course to go in POLY / ITE? Click here to find out!

    Selecting a course is essential in ITE and Poly as it will follow students for about 2 to 4 years before graduating. Many of us may know that studying in ITE or Polytechnic should best fit our interest and personality. However, what if you are uncertain which course to select? Unsure about which course to go in POLY / ITE? Click here to find out! Brought to you by: WE Development Content written by: Sophie Ong Last Updated: 9 June 2021 at 2:57:23 am Say Hello Article How-to Guide Say Hello Share with someone you care ! Selecting a course is essential in ITE and Poly as it will follow students for about 2 to 4 years before graduating. Many of us may know that studying in ITE or Polytechnic should best fit our interest and personality. However, what if you are uncertain which course to select? 1) Elimination 2) Interests 3) Opportunities Offered 4) Skills 5) Open House 1) Elimination List out courses which you may like and leave out those which you definitely will not consider. Steps: i) List out courses which are of your interest. You may consider courses that are in the same field of study . For example, Applied Chemistry and Biomedical Engineering are different courses but of the same field. You may click here to use the course finder to help you! ii) Eliminate one by one based on factors such as - Interest - Academic requirement - Location of the school iii) If you have a few interested courses under the same school (e.g. marketing, accounting, and tourism), you may consider a general course such as the Common Business Programme. This course allows you to have more time to socialize with seniors and find out what you would like to specialize in, and make that choice in Year 1, Semester 2. 2) Interests - What do you like to do? Is the course giving you the knowledge to do what you love? You can visit the course curriculum to see whether if the modules can help you with your ambition - For example, if you would like to have a blog shop and learn more about the industry. Perhaps a business course may be one of your choices. - If you are only interested in one of the module in the course, you should search for other courses that provide more attractive modules 3) Opportunities Offered - Opportunities offered varies among schools. Generally, students have plenty of opportunities such as Co-Curricular Activities (CCA) offered to advance their interests through competitions - Some schools may make internship compulsory and have different learning journeys - They may offer unique opportunities to enhance a student’s knowledge and add on to their portfolio - Some schools may offer programs to help you acquire an industry certificate or license that could accelerate your career. This is prominent in Engineering related courses. 4) Skills - You may consider to pick a course based on the skills you already have - You may enjoy what you are doing because you are already good at it, and this will develop an interest in your course - With your skillsets, you will have a higher chance to score a better GPA to help you further your studies - If you do not have any skills, then be prepared to learn and put in the effort as skillsets and know-how are critical when you are out working 5) Open House i) Open houses allow you to have a tour in the school and get a feel of the environment ii) Prepare a list of interested courses to help you use your time effectively during the visit iii) When you approach the booth, learn more about individual courses from seniors and teachers at the school by asking key questions like; - What kind of internship will I be getting? - Do I have the exposure to build a certain skill set or knowledge? - Can I know more about this module and its curriculum? - Will I be able to operate this machine? - Will I be able to try out this software? - What kind of Final Year Projects (FYP) opportunity does this course provide? Resources https://beta.moe.gov.sg/coursefinder/?journey=GCE%20O-Level&app=course_finder&q=*&fq=course_qualification_s%3A%22GCE%20O-Level%22&fq=course_field_of_study_s%3A(%22Applied%20Sciences%22)&fl=*&sort=name_s%20asc You may also like Already thinking of University Applications? Here's 4 areas to start with! Benefits of EQ and how to develop it? There is a Free Rider in my group in Poly!! What should I do?! Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • Patient's nutrition care

    If a patient is nil-by-mouth (unable to swallow food adequately), specialised feeding techniques must be administered, either through tube feeding or given via IV nutrition. Patient's nutrition care Brought to you by: WE Development Content written by: WE Development Last Updated: 9 June 2021 at 2:45:02 am Say Hello Article Job Process Say Hello Share with someone you care ! Ensure patients have proper nutrition intake to enhance their recovery. Dependent on the patient's status and condition; 1) If a patient is nil-by-mouth (unable to swallow food adequately), specialised feeding techniques must be administered, either through tube feeding or given via IV nutrition. 2) If a patient is awake and can swallow food but is unable to use hands, we will have to serve them regular food. It is always good to wait for the patient to finish chewing before feeding the next spoon. Clear their food once they have finished consuming. 3) If a patient cannot chew food, we will modify their food texture and serve them soft food such as porridge, mash potatoes, and yogurt. We also use thickeners as specified by doctors in their drinks depending on their ability to swallow. 4) Afterwards, we have to record and monitor each patient's food and fluid intake into the system. This includes ½ vegetable, ½ soup, ¾ rice. Tips Never neglect and be extra aware of each patient's dietary needs , contraindications, and to assist them accordingly. Any negligence can have a detrimental effect. Many patients dislike the taste of thickeners and want us to put less into their food, but nurses will still have to follow instructions and set the right amount of thickener to ensure compliance. Definitions Thickeners Used in liquid foods/drinks, it makes the food a thicker consistency that is less likely to cause aspiration (problems in swallowing) and is highly recommended for patients who can no longer swallow normal food safely. Because thickened liquids travel down the throat at a slower pace, making it easier to control. Therefore the liquid won't go down to the lungs and cause aspiration, coughing, choking, and problems. Contraindications To withhold certain treatment and medication as it may be deemed harmful to the patient. You may also like Patient's hygiene care Patient's mental care Routine checks (Nurse) Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • How can colours affect your FengShui?

    Colours is one of many techniques used in FengShui five elements to improve our state of life. How can colours affect your FengShui? Brought to you by: Max Liang FengShui Content written by: Max Liang Last Updated: 9 June 2021 at 2:56:52 am Say Hello Article Awareness Say Hello Share with someone you care ! Colours is one of many techniques used in FengShui five elements to improve our state of life. If you have not read "How to use FengShui 5 elements to your benefits?", click here ! Colours can affect us through 5 elements in 3 broad areas 1) Our Belongings 2) Our Environment 3) Company Branding 1) Our Belongings Everyone has their own representative elements. Therefore, certain colours are suitable to be worn to enhance and balance their Fengshui. For example, if you are an element of earth, you can wear crystals that are yellow in colour such as Topaz to amplify it. When an occasion require us to wear colours not favorable to our element such as wearing Uniform, we can then use these accessories to do such balancing. When selecting a colour for your car; as it is related to its shape and brand that are also associated to 5 elements, it is advisable to achieve a balance of colour to enhance your Fengshui. 2) Our Environment When you exist in an environment, you will have a relationship with all 5 elements. For example, if you are an element of “Wood”, you will feel uncomfortable in a place with “Metal” elements. Because “Metal” destroys “Wood”. Also, there are areas of the house associated to different aspects of our lives. The northern part is related to career and a colour like “Red” which signifies “vibrance and energy” can help to enhance career prospects. Other important areas like the bedroom (where we spend most of our time resting in), require us to avoid colours like violet or purple as they create aggressiveness and frustrations. Through use of the right colours in your house, you can optimize the flow of energy and Fengshui around you and your loved ones! 3) Company Branding Company brandings frequently use logos to promote their business. It is equally important for business owners to design their logos with certain colors balanced with the business’s representative element. For example, in the Food and Beverage industry (F&B), a restaurant represents the element ”Fire” because they use fire to cook. Hence, the choice of logo colour should be appropriately selected; which is usually around the colour of yellow (earth), red (fire), and green (wood) as they are related to the growth cycle of fire. Look for the logo of your favourite restaurant to see if it's true! Because shape is also part of the 5 element, it is also important to consider them during such work of balance. For enquiry to know more about FengShui, contact Master Max by clicking here! You may also like How to use FengShui 5 elements to your benefits? How to manage a toxic working culture? COVID19 affects our job, here are the ways to help you! Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • How to feedback to parent (Tutor)

    Discuss with the parent about the progress of their child and allow them to see value in taking up our classes How to feedback to parent (Tutor) Brought to you by: WE Development Content written by: WE Development Last Updated: 9 June 2021 at 2:45:50 am Say Hello Article Job Process Say Hello Share with someone you care ! Discuss with the parent about the progress of their child and allow them to see value in taking up our classes Here are some good practices you may want to adopt! For students who are not performing well I will speak to their parents to discuss ways to improve their child's performance. Sometimes, parent will also approach me for the same reason. i) I will usually start by stating what has happened in class to allow the parent to understand the lesson curriculum ii) I will then state what the student has done well by citing examples to allow parents to see their child's progress. This can be done by stating the before and after of the child's progressive improvement . iii) Next, I will define the areas where the student can further improve by stating what they are weak at and propose viable solutions to overcome. This allow parent to understand their child's weakness and if possible, assist them in their learning. iv) Occasionally, I will also feedback on student's homework and inform them of their deadline for submission For students who are performing well I will do the following; i) I will start by letting the parent understand the lesson curriculum ii) I will then state how the student has improved and attain good results to this point. iii) Next, I will identify areas this student can further improve and how to gain more exposure. iv) I will then explain our plans to continue helping their child do well v) Depending on the tuition centre, we will inform the parent about our referral reward which they can enjoy tuition fees discount. They can do so by simply inviting their friends to sign up classes for their own child! You may also like How to feedback to parent (Teacher) Create lesson plan (Tutor) Taking over classes (Tutor) Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

  • Digitisation Project Manager

    Digitisation Project Manager job introduction We coordinate and help our customers digitise and automate their processes. Communication is essential to ensure our software developers can implement each project correctly, timely, and efficiently. The ability to be firm and clear with our instructions will help us get the job done effectively. The habit of meticulous planning must be adopted. Our performance depends on our ability to manage timelines and expectations for our customers and the developer team. We are appraised based on the number of projects and/or milestones we deliver. You will need to have at least a degree in IT or a related engineering field to handle this job. As this role can be very stressful due to the tight timeline, experienced candidates may be preferred . However, depending on the nature of the job. Demonstrating you have managerial skills will be a plus! skillsets useful for you How to manage software developers Task Delegation Motivate customers to follow instruction Understand Processes Fast good practices you should know Understand Processes Fast Data migration procedures Protocol to react to customers Conduct software training Documentation for software/source code pro tips premium content coming up soon, stay tuned! related events search related job Get a Digitisation PM job today! start my dream job! Get a Digitisation PM job today! start my dream job! Get a Digitisation PM job today! start my dream job! you may also like Sales Machinery Manager Cleaning Operations Executive Head of Operations disclaimer As much as we did our best to present you with the most accurate description of this job, there lies a possibility of variation with the actual one we might not capture. Hence, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • Mechanical Design Engineer (Robotics)

    Mechanical Design Engineer (Robotics) job introduction We need to propose mechanical solutions mainly on structure, tolerancing, and waterproofing . Our design has to be made easy to manufacture, assemble, maintain, replace and troubleshoot . To convince a design implementation to the team, we must communicate logically and reasonably . Having the discipline to do background research is very important. Our performance depends on our ability to design cost-effective error-free mechanical products for robotic applications. We are also appraised based on our ability to handle multiple projects and meeting tight deadlines when necessary. You will need to possess at least a diploma in a related engineering field . You will be more preferred when you have relevant software experiences in CAD and stress analysis . Technical experiences in assembling, manufacturing, and fabricating are also well sought-after. skillsets useful for you Managing expectations of customer as an Engineer Task Delegation Read basic mechanical drawings Demo Activities (Wheeled Robots) Supplier Management good practices you should know Paperwork (Engineer) Demo Activities (Wheeled Robots) Support pre-tender activities (Mechanical) Production (Mechanical) Prototyping (Mechanical Design) Design Concept Realisation (Engineer) pro tips premium content coming up soon, stay tuned! related events Consumer Technology Association CES IoT Tech Expo Industrial Transformation ASIA-PACIFIC (ITAP) Swissbau Basel Exhibition search related job Get a Mech Design Engineer job today! start my dream job! Get a Mech Design Engineer job today! start my dream job! Get a Mech Design Engineer job today! start my dream job! you may also like VA Project Engineer Field Service Engineer (Lighting System) Site Project Engineer disclaimer As much as we did our best to present you with the most accurate description of this job, there lies a possibility of variation with the actual one we might not capture. Hence, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • Solution Planning and Proposal (Sales)

    As the customer has many limitations themselves, any solutions that can lighten their load will be considered! Depending on your industry, a customer will require more than one solution other than your machines. If you can help them reduce cost at an overall scale, your customer will rely on you. Here are a few good practices; Solution Planning and Proposal (Sales) Brought to you by: WE Development Content written by: WE Development Last Updated: 8 June 2021 at 4:21:37 am Say Hello Article Job Process Say Hello Share with someone you care ! As the customer has many limitations themselves, any solutions that can lighten their load will be considered! Depending on your industry, a customer will require more than one solution other than your machines. If you can help them reduce cost at an overall scale, your customer will rely on you. Here are a few good practices; 1) Build a network Whenever you are at events, speak to companies that your potential may find helpful. They can be; i) Construction company for factory building ii) Human resource company to hire workers iii) Other companies related to your supply chain, such as; supplier, a customer of your customer If possible, meet them for a meal/coffee when you are around their area. Share each other's business and identify how to help each other. The best sales technique is through word of mouth. 2) Share the network As much as you need your network to give you customers, you should do the same. Always be curious about what your customer is having problems with. Ask these questions; i) What would they need besides our machine? ii) Are they having problems finding suppliers? iii) Are they having problems with acquiring customers? iv) Are they having issues with some of their parts and components? v) What are they unsatisfied with? With the demand available, finding a supply to meet their needs will be easier as you already have built yourself a network. 3) Do the planning for the customer If the customer is bad at planning something you or your company is good at, propose a helping hand and bring them insights to bring certainty to the table. A few things you can look at are; i) Space optimisation when placing machines ii) Cost-cutting techniques when they allocating manpower to each manufacturing processes related to your machines iii) Cost-cutting techniques by optimising the use of materials, reducing unnecessary processes, and increase their productivity iv) Other insights could be helpful such as solutions on; - HVAC air filtration and conditioning for worker's safety and compliance indoor - Land optimisation by designing buildings based on relatable processes that will cut down on transportation time and process efficiencies - Safety compliance on large-scale high-risk setups such as pressure vessel, boiler, power plant, gas chambers, and more. Tip Being a salesman of your customer and your network will make you a great person to work with Never over-promise any kind of solution, always provide proposal carefully You may also like Traveling Overseas (Machinery Sales) Business Development (Machinery Sales) General Admin (Machinery Sales) Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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  • Far too many CCA choices in JC? Here's 4 tips to help you select!

    Why should I spend time on activities outside of the curriculum? Joining co-curricular activities (CCA) allows you to gain fresh perspectives and exposure while having a hiatus from academics. You might also discover your talents or passion and develop useful transferable skills while participating! Here are four factors to consider when selecting a CCA Far too many CCA choices in JC? Here's 4 tips to help you select! Brought to you by: WE Development Content written by: Christy Lee Last Updated: 9 June 2021 at 2:57:52 am Say Hello Article Tips Say Hello Share with someone you care ! Why should I spend time on activities outside of the curriculum? Joining co-curricular activities (CCA) allows you to gain fresh perspectives and exposure while having a hiatus from academics. You might also discover your talents or passion and develop useful transferable skills while participating! Here are four factors to consider when selecting a CCA 1) Passion 2) Commitment 3) Scale 4) Relevance 1) Passion - What are you passionate about? The different areas may include Arts, sports, politics, research, and many more. - It is crucial to identify where your passion lies as passion fuels sustainability . Join activities you are genuinely enthusiastic about so that your journey with them will be long-lasting and meaningful. - Undeniably, one’s passion might change. Therefore, it’s up to you to decide whether you want to change or make continuity from secondary school. The switch from secondary school to junior college provides you with a good avenue to try out other things you are finding passion for. - If you have yet to find your passion, JC will also be a good time to develop your interest into a passion. Enter JC with an open mind and be willing to step out of your comfort zone to explore areas, even at the slightest curiosity. ----- Additional Tips ----- Having trouble identifying your passion? Fret not. It is recommended if you could attend a trial session first to confirm your passion. Learn about senior’s past experiences by asking questions like “Why did you join the activity initially?”, “What makes you stay in this activity?” to have a better understanding! 2) Commitment - Make a point to find out the commitment level of the CCA before joining by asking the head of that CCA or researching their online platforms. - Commitment level can range from low; You are primarily more involved in the execution phase to high, where you have to contribute much more frequently. - Consider your ability and willingness to commit in the short-term and long-term . With careful consideration, you are responsible for your learning as well as for others by making sure not to jeopardise their plans or progress due to your sudden withdrawal. - If you are really passionate for the CCA but cannot be certain of your commitment, attempt to discuss with the head if it is possible to have a short trial period before giving your final decision of continuing or discontinuing. ----- Additional Tips ----- While thinking through about your ability to commit, take into account both peak (examination periods) and non-peak (holidays) seasons. Looking at the big picture allows you to honour what you promise. 3) Scale i) Previously, in secondary school, most CCA were set in the school context. As a JC student, you are opened to more activities, not just CCA and of a greater scale, such as; - within school level - community level - national level - International level ii) Community-level activities can include serving residents by participating in the Meet-the-People session as a volunteer or community service projects to help vulnerable social groups. iii) Joining different scales of activities gives you varying experiences and learning points. Building on your experience from secondary school, re-think your learning objectives and choose the scale that you want and are able to handle. iv) However, keep in mind that often, the greater the scale, the higher the commitment, and you must be confident of being able to juggle it along with your studies! After all, ‘A’ Level is our ultimate JC goal. ----- Additional Tips ----- Unlike school-based activities, community level activities require you to take the initiative to reach out to both governmental or non-governmental organisations personally. Research on the agency websites for opportunities to sign up! 4) Relevance - Consider practical reasons for joining activities outside of the curriculum in JC . After the ‘A’ Levels, you will begin to apply for tertiary institutions or internships which require a strong portfolio for you to stand out. - Simply having a portfolio full of activities does not make it a strong one. Instead, the activities should be relevant to your future endeavours. - For example, if you would like to read about Medicine, you could join your school’s medical society. Suppose you would like to be in the research industry, you could participate actively in the famous student research opportunities like the Nanyang Research program. ----- Additional Tips ----- Look beyond JC. What is your future aspiration? How can you then begin to explore earlier while in JC? You may also like Starting JC? Here's 5 tips to ace it! Want to do well academically in JC? Here's 6 tips to help you! After JC/POLY, what's next? We have suggestions for you! Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

  • Finance Software Developer

    Finance Software Developer job introduction We write programs to automate processes and enhance user experiences. Some examples include; auto-generate reports, auto-allocate manpower, easy-to-use interfaces, hassle-free installations . We must test our program to ensure the desired outcome is met. To avoid miscommunication and misaligned expectations , we must think through the coding process and clarify any doubts effectively. Our performance is evaluated based on the quantity, quality, and difficulty of projects we handled throughout the year. Depending on the company, you may be provided with technical help whenever you need it. Otherwise, you need to spend most of your time researching, testing, and verifying to get a solution. Managing deadline and working under stress can be common. Depending on your work's complexity, you need at least a diploma in IT or related engineering fields . You will be required to know programming languages for front-end and/or back-end . Your ability to understand, discuss and implement the architecture of the program is very sought-after. Experience plays a huge part in your salary and having a good portfolio is essential. skillsets useful for you How to manage software developers Understand Processes Fast Project Management as an Engineer Task Delegation good practices you should know Improve code efficiency Request to deploy (Software) Documentation (Developers) Review and Edit Testing of software Coding as a developer (Finance) pro tips premium content coming up soon, stay tuned! related events Singapore Fintech Festival search related job Get a Finance Software Developer job today! start my dream job! Get a Finance Software Developer job today! start my dream job! Get a Finance Software Developer job today! start my dream job! you may also like Internal Recruiter Financial Advisor Mechanical Design Engineer (Robotics) disclaimer As much as we did our best to present you with the most accurate description of this job, there lies a possibility of variation with the actual one we might not capture. Hence, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

  • How Nestle develop the InGenius program for business growth?

    InGenius program was set up in 2014 by Nestle to encourage growth. A platform created for employees to pitch their innovative ideas. How Nestle develop the InGenius program for business growth? Brought to you by: WE Development Content written by: JP Tan Last Updated: 9 June 2021 at 2:58:35 am Say Hello Article Case Studies Say Hello Share with someone you care ! InGenius program was set up in 2014 by Nestle to encourage growth. A platform created for employees to pitch their innovative ideas . If you are unaware, Nestle is the owner of many great daily food products such as Milo, Nescafe, Kit Kat and many more. Click here to visit their InGenius website. When implementing this initiative, their focus was; 1) Idea creation 2) Provide necessary support to help their employees design and realize their ideas Using WE Development's Demand-Supply Improvised (DSI) model , let us look at how Nestle implemented positive change! 1) Reflected in DSI model - Idea Nestle first identified that idea contribution is best from their employees who are closest to their business processes . This is also seen from their page that only employees can contribute suggestions. Second, they positioned themselves as being approachable by having a dedicated website just for this . Also, they created a video with key executives to support this movement with the intention to reach their international counterparts; click here to watch . Third, they positioned and exhibited they are receptive by having more than 60,000 employees from 108 countries, generating 4870 ideas with over 82,000 votes as referenced from their site . 69 solutions were since deployed to address challenges around the globe. (Statistics are taken from Nestle as of 2020 July) 2) Reflected in DSI model – Design First, Nestle allocated funds to invest in their employee's ideas Second, they communicated and executed ways to support their employees by having a toolkit section on their website to help their employees to make better decisions. You can click here to visit the toolkit section. Third, it is seen that Nestle has not given up on its initiatives since 2014 and continuously refine their approach to gather more ideas from this program. This is reflected in their InGenius webpage with active ongoing projects. Gentle Note If you wish to know more about how DSI model can help you, book a consultation with us here today! Our references: https://ideas.sideways6.com/article/companies-using-workplace-by-facebook-to-generate-employee-ideas https://www.youtube.com/watch?time_continue=27&v=RxkeGPvwl9k&feature=emb_title https://ingenius-accelerator.nestle.com/home https://ingenius-accelerator.nestle.com/toolkit You may also like How McDonalds recovered from the food scare in 2015 How Philips recovered from US1.3 Billion losses How Zara is slowly recovering from CV19's impact Disclaimer We did our best to provide you with thought-through content. However, there lies a possibility of variation we might not capture. It is your responsibility to consider before taking our advice for action. As a continuous improvement, this page will be updated whenever a new insight is visible to us. If you wish to contribute, kindly contact us by clicking here !

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